No Cost Definition

1. "No Cost" means - in the vast majority of cases - that there will be no fees for getting you pre-approved for a mortgage. However, in certain situations - for example: credit problems, age, job stability, etc. - a fee may be required by the Mortgage Broker at which point YOU WILL HAVE THE CHOICE to take the terms of the mortgage approval or not!

2. "No Cost" means in the vast majority of cases that there will be no Realtor fees charged to you, but in the very rare instance where the homeowner is not willing to pay commission, you may be requested to pay commission to the Realtor negotiating the purchase and/or introducing you the the property.

3. "No Cost" DOES NOT MEAN that you can purchase a home without incurring expenses. Examples of these expenses may include, but are not limited to:

  • Taxes
  • Appraisals
  • Home Inspections
  • Lawyers
  • Insurance
  • Brokerage Fees
  • Commissions
  • Utility Charges

In almost all cases, you will be aware of all costs prior to buying.

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